Do-it-yourself flip and pay is a simple bill-paying reminder of which bill is due next. (Max Ortiz / The Detroit News)
Editor’s note: This column runs on Fridays in Homestyle.
You just got another overdue notice for one of your bills, or even worse, someone slid an eviction notice beneath your door.
The money was sitting in the bank, but with your forever growing to-do list you forgot to make the payment. You suddenly feel the need to be more organized, but “what’s a busy person to do?” you ask.
What you need is a simple, in-your-face, daily reminder of which bill is due next so you never forget to make those payments.
The solution to being more organized is as easy as stopping by your local office supply store and picking up a pack of shipping tags, a book ring and a marker to make what might be called a “flip and pay.” You’ll need a tag for each of your monthly bills, and maybe a few extras just in case you make a new bill or two, and for those annual and semi-annual bills.
Use the marker to write each of your bills to be paid on one of the tags, for example, mortgage/rent, electric, auto insurance, life insurance, charge card, cable, telephone, etc. Don’t forget to include the due date, as well. Then remove the string from each tag and slide them onto the book ring.
To use your “flip and pay,” just flip over the tag on top after you’ve paid that bill to reveal the one that’s due next. You’ll want to keep your “flip and pay” someplace in your home where you’re sure to see it, like the kitchen counter or on the dining room table, so that you’re reminded of what bill is due next. Use a second book ring to hook through the first if you want to hang your “flip and pay” on the wall.
For a fancier version of a “flip and pay,” consider using a computer to printout the name for each bill, adhere each to a shipping tag, have them laminated for waterproofing, and use a hole-puncher to reopen the original hole.