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Detroit — Starting in early October, the Michigan Department of Insurance and Financial Services will hold a series of seminars around the state to help Michiganians plan to secure their financial futures.

The “Building Mi Financial Future” events are free — and free from sales pitches, the state says — and kick off in Detroit on Oct. 8.

“Topics will include spending plans, saving, credit, health insurance, home ownership, protecting your assets and your family, and planning for and enjoying retirement, among others,” according to the event release.

The Detroit event takes place on Oct. 8 from 5 p.m. to 8:30 p.m. at the Federal Reserve Bank of Chicago’s Detroit branch, at 1600 E. Warren Ave. A government ID will be required at check-in, and registration ahead of time is required. Interested people can register at www.michigan.gov/difs or by calling 877-999-6442.

According to the Financial Industry Regulatory Authority State-by-State Financial Capability Survey, from 2013, based on its 2012 National Financial Capability Study, only 36 percent of Michiganians have a rainy day fund, just under the national average of 40 percent. Some 60 percent of Michiganians did not compare credit cards before applying, which can result in higher borrowing costs. That’s in line with the national average.

Attendees will be able to get brief, one-on-one sessions with a financial professional, a “strolling dinner reception” through 6 p.m., and a “7-station personalized and interactive lifestyle assessment experience,” according to the release.

Remaining Building Mi Financial Future seminars will take place in Lansing (Oct. 13), Adrian (Oct. 15), Bay City (Oct. 19) and Traverse City (Oct. 26).

jdickson@detroitnews.com

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